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Forbearance Plans See Largest Drop Since Start of Pandemic

first_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, Foreclosure, News July 10, 2020 1,356 Views Previous: Orlans Leadership Honored Next: Non-compliant Properties Claim $1.4 Billion in Flood Damages forbearances housing market 2020 2020-07-10 Mike Albanese Demand Propels Home Prices Upward 1 day ago Share Save Sign up for DS News Daily  Print This Post About Author: Mike Albanese Related Articles Forbearance Plans See Largest Drop Since Start of Pandemiccenter_img The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: forbearances housing market 2020 The Week Ahead: Nearing the Forbearance Exit 2 days ago Black Knight announced that active forbearance plans fell an additional 435,000 weekly—the largest drop since the onset of the pandemic.As of July 7, 4.14 million homeowners were in forbearance plans, which represents 7.8% of all active mortgages—down from the prior week’s 8.6%. This represents around $900 billion in unpaid principal.Black Knight stated that 6% of all GSE-backed loans and 11.6% of loans backed by the Federal Housing Administration and the VA are currently in forbearance plans. An additional 8.2% of loans in private-label securities (PLS) are also in forbearance.GSE loans saw the largest declines in forbearances, falling by 200,000—an 11% drop. Portfolio and PLS also fell by 11%, which is 136,000 fewer active forbearance plans.FHA and VA loans saw marginal improvements, dipping 6% for a reduction of 93,000.”This latest decline in the number of homeowners in active forbearance is an encouraging sign of continued improvement,” said Andy Walden, economist and Director of Market Research for Black Knight. “The reduction of roughly 435,000—the largest single-week drop yet—was driven at least in part by the fact that more than half of all active forbearance plans entering the month were set to expire at the end of June. While the majority of those have been extended, this week’s data suggests a significant share were not.”This report comes shortly after Black Knight reported that 4.1 million homeowners were past due on their mortgages, causing the national delinquency rate to rise to 7.76%.Delinquencies jumped 20% and 1.3 percentage points higher in May, which Black Knight noted, “would have been the worst single month ever recorded if it weren’t for the 3.1 percentage point increase the month prior.”The delinquency rate is up 4.5 percentage points from the 3.2% record low recorded back in January.While servicers have a major task now in assessing loans in forbearance, Black Knight said, “this will also provide an early look at roll rates of loans in active forbearance,” and the insight from this summer “can be used for downstream modeling on performance and the residual volume of loans in active forbearance in coming months.”The total number of loans that are either past due or in foreclosure is 4.3 million, up from 2.3 million at the end of March, according to Black Knight. However, the foreclosure rate is down by 5.8%. The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Mike Albanese is a reporter for DS News and MReport. He is a University of Alabama graduate with a degree in journalism and a minor in communications. He has worked for publications—both print and online—covering numerous beats. A Connecticut native, Albanese currently resides in Lewisville. Home / Daily Dose / Forbearance Plans See Largest Drop Since Start of Pandemic Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 1 day ago Subscribelast_img read more

Are credit unions ready for a post-pandemic world?

first_img 20SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Christopher Whalen Chris is the Vice President of Marketing for the Credit Union League of Connecticut, and leads the Strategic Partner program for its League Services Corporation. With nearly a decade serving … Web: https://www.culct.coop Details The COVID-19 public health crisis has forced us all into a new business and personal health reality.  Transitioning from crisis response, recovery, and eventually back to “normal” will be a slow process. CUNA Mutual Group’s chief economist, Steve Rick, predicts a pandemic impact on credit union balance sheets and earnings through 2021. As we begin to reassess our strategic plans and prioritize expenses – consider not only where expenses can be cut, but where investments can be made.Credit unions can expect a lasting impact on what “business as usual” means post-pandemic. How will consumer behaviors change when conducting their banking business? Is your credit union prepared to interact with members in a digital-first environment? Consider your current technology in the areas of:Online Account/Membership OpeningOnline Loan ApplicationsE-Sign Solutions / E-NotarizationsSecure Online Chat / Text MessagingVideo-Based Remote BankingSecure Data / Document TransfersMobile PaymentsMember ID VerificationYou might be thinking, “We already implemented technology like online account opening and online loan applications years ago.” Have you considered the user experience and ease of use for the member? In the age of mobile-only banks and instant decision loan applications, we can expect FinTechs and big banks to continue changing consumer expectations.I am reminded of the Wallet Allocation Rule – a change in the way we perceive member satisfaction from the Filene Research Institute. Member loyalty scores (e.g. Net Promoter) alone do not tell credit unions the full story. Consider how a member would rate you against a competitor. A high member rating means very little if that member rates another institution higher.“Chaos creates opportunity,” according to New York Times Best Selling Author and trendhunter.com founder, Jeremy Gutsche. He and other futurists are espousing the idea that creativity and innovation will guide us out of this pandemic. Gutsche notes that companies like Apple, Disney, and General Electric were founded during periods of major economic decline. Credit unions have the capital to survive through the recovery, but will we choose to innovate and thrive in a post-pandemic world?It is easy to feel overwhelmed with the pace of change and the dauntingly enormous task to innovate. Fortunately, you are not alone in the pursuit of innovation. Now is the time to recognize internal talent, lean on system partners, and look for opportunities to collaborate. Check with your league and your peers – we are all in this together.last_img read more

Racism, fan unrest again haunt English soccer

first_imgABUSE VICTIM–Manchester United’s Rio Ferdinand leaves the field after taking a knock to the head during their English Premier League soccer match at The Etihad Stadium, Manchester, England, Dec. 9. (AP Photo/Jon Super) “To see Rio Ferdinand with blood on his face is absolutely terrible,” English Football Association chairman David Bernstein said Monday. “I think it’s disturbing that we’re seeing a recurrence of these types of incidents.“We’ve had racial abuse issues, the odd pitch incursion, things being thrown at players. It’s very unacceptable and has to be dealt with severely.”Prosecutors acted swiftly Monday to charge nine men in connection with disorder at the match that Manchester United won 3-2 at Manchester City.They included the fan who ran onto the field to confront Ferdinand after the bloodied United defender had been struck by a coin during the celebration of Robin van Persie’s winning goal in stoppage time. Officers say they heard another fan hurling racial insults at the Etihad Stadium, and that person will also go to court.On Saturday, Norwich’s 4-3 victory at Swansea was overshadowed by the arrest of a man for allegedly racially abusing Canaries defender Sebastien Bassong, one of four cases of apparent racism directed at the Cameroon center back in the past two weeks.“It’s very disappointing. So much of football is so good. Great things are happening in football as a whole, but these odd incidents get the headlines — and understandably because they are serious matters. They are unforgivable things,” Bernstein said on Sky Sports television.“When you think of the millions watching football every week, or involved in football, to see it hijacked by these incidents is awful, so we have to deal with it in the strongest way we can.”During English soccer’s darkest period in the 1980s, hooliganism led to clubs being banned from playing in European competitions for five years.But since then English soccer has been credited with cleaning up its image. Reflecting last month on the blissful crowds at Olympic soccer matches in Britain in July and August, Blatter said he hoped the spirit “would be transported … all around the world, where in all football matches you can sit together and there are no clashes or disputes.”Yet only days after he spoke, a match at Tottenham was marred by West Ham fans hurling anti-Semitic abuse and performing Nazi salutes.Herman Ouseley, the head of English soccer’s anti-racism body, fears there is a “nastiness creeping back into society … bigotry and hatred.”“People take those characteristics into football to ease their frustrations,” Ouseley said.Bernstein also attributed the recent racism cases and crowd unrest to a “difficult social problem.”“I think there’s a copycat thing,” he said. “Something happens and other people copy it, and this sort of thing can spiral.”The past year has seen a spate of arrests for racism at Premier League matches, while Liverpool striker Luis Suarez and Chelsea captain John Terry have served bans for racially abusing opponents.“It’s important that matters are brought to a head and people understand that there is no room for this in football at all, and we’ll do everything we can within the FA,” Bernstein said. “I know the rest of football feels the same — it’s a blot on the game.”As the FA investigates Sunday’s incidents, it is encouraging clubs to impose lifetime bans on those found guilty of misconduct at matches.The man who ran onto the field in Manchester on Sunday, who had to be restrained by City goalkeeper Joe Hart, has issued an apology and acknowledged the damage his unruly actions have caused English soccer.“I am extremely ashamed of my actions. I have let myself down, my family down, my fellow fans down and Manchester City Football Club,” 21-year-old Matthew Stott said in a statement released by his legal team. “I intend to write personally to Mr. Ferdinand to express my extreme regret and apologize, and also apologies to Manchester United and their fans.”Before Stott’s court appearance, City has revoked the season ticket of the landscape gardener from Knutsford, south of Manchester, and he is now facing a lifetime ban from the club.Lawyer Rebecca Caulfield insisted that Stott was not a “stereotypical drunken football fan.”“He is embarrassed and ashamed of his temporary moment of madness that has brought wider consequences on the club he supports and his fellow fans,” Caulfield said.(Rob Harris can be reached at http://twitter.com/RobHarris.) by Rob HarrisAP Sports Writer LONDON (AP) — Manchester United defender Rio Ferdinand was dripping with blood Sunday, the latest incident that has English soccer authorities fearing a return to a less civil past.FIFA President Sepp Blatter praised the country’s fans last month as positive examples for the world. But unrest at globally televised Premier League matches is reviving memories of the hostilities in the 1970s and 80s.last_img read more

Westport Winery Creates Nirvana

first_imgFacebook0Tweet0Pin0 Submitted by Westport WineryWestport Winery has created its first ultra-premium wine called Nirvana. Made with Cabernet Sauvignon and Syrah grapes from Mays Discovery Vineyards in the Horse Heaven Hills, this wine was blended by a select group of their wine club members and the Roberts family in March. The tasting notes describe this wine as “A magic, inviting red sunset that feels like fire.”In addition to crafting this this new blend, the Roberts have also changed the label for this wine which now features an underwater photograph of Carrie Roberts—the Roberts’ daughter and winery general manager—when she was learning to swim at about six months of age. This is a tip of the hat to the Nirvana album Nevermind. A portion of the proceeds from this wine benefits the Kurt Cobain Memorial Committee.It is recommended that this wine be paired with their Shut The Front Door featuring a Certified Angus Beef burger with bacon, ham, Swiss, cheddar, lettuce, tomato, avocado, greens, honey thousand and blackberry sauce on a grilled hoagie. As the tasting notes also offer a musical pairing it fits that this wine be enjoyed while listening to Come As You Are by Nirvana.A sculpture commemorating this wine was created by Tokeland artist Jeffro Uitto in 2009. It is a giant replica of the guitar Cobain designed for Fender that is made entirely of driftwood and logging gear.Westport Winery and Vineyards By-the-Sea Gardens with the unique outdoor sculpture garden, lavender labyrinth, musical fence, 9-hole executive golf course, giant chess set, outdoor scrabble game, and grape maze, is located on the corner of Highway 105 and South Arbor Road halfway between Aberdeen and Westport. Westport Winery was named Best of the Northwest Wine Tour in 2010, 2011, 2013 and 2014.Westport’s award-winning wines are exclusively available at the winery. The tasting room, gift shop, produce market, plant nursery and bakery are open daily from 11 a.m. to 6 p.m. The restaurant is open for lunch daily from 11 a.m. to 4 p.m. and for dinner on Friday and Saturday from 4 p.m. to 8 p.m. For more information contact Westport Winery at 360-648-2224 or visit the website at www.westportwinery.com.last_img read more

Google Goggles Coming Soon to iPhone

first_imgWhy IoT Apps are Eating Device Interfaces Back in December of 2009, Google launched Goggles – a mobile image recognition beta application for the Android Operating System. In a presentation Thursday at the Augmented Reality Event in Santa Clara, California, Google project manager Shailesh Nalawadi confirmed that the company’s mobile visual search tool would be making its way to the iPhone “soon.” He also announced that a logical next step for the app in the near future would be to release public APIs for leveraging Google’s technology.Currently, Android users can take pictures of various objects and Google Goggles will help identify them. Items that Goggles can identify include buildings, bridges, landmarks, bar codes, logos, text, business cards and product info for things like books and DVDs. When asked about an iPhone version of the app during the Q&A after his presentation, Nalawadi admitted, “Yes, we will be coming to the iPhone soon.” A more interesting announcement, perhaps, is that the company plans to release access to its image recognition technology via APIs by year’s end. “APIs are good and we would love to offer recognition capabilities as APIs eventually,” Nalawadi said. He added that the Goggles team is more concerned at the moment with continuing to develop the app, innovating on features and understanding users’ wants and needs. APIs, he added, are likely a couple quarters away.Much like the company’s recently released Latitude API that provides location-based services, access to the Goggles technology would allow developers to build visual search and image recognition applications without reinventing the wheel. The downside, however, is being locked into Google’s ecosystem and technology – a fate some developers would rather avoid. The benefit of using Google APIs, especially for apps requiring server work like Goggles, is the back-end cloud infrastructure that Google provides for the developers.The back-end is where Nalawadi says Google can provide the best service. As he pointed out to me when I caught up with him following his presentation, the Goggles project is not so much a venture into the field of augmented reality as it is an extension of Google’s search engine capabilities and personalization technologies. Nalawadi used a famous Wayne Gretzky quote to explain that Google isn’t skating to where the puck is, but where the puck is going to be.Google knows its strength is in managing large amounts to data and providing useful search results, and it intends to bring that power to the AR field. As the technology matures, AR applications will become inundated with data, and not all of it will be relevant to the user. Nalawadi says that as Google learns more about individual users, it will be able to help filter out the irrelevant AR search results. When I hold my phone up, he says, Google will filter out baby and toddler-related results because it knows I’m not a parent. What it Takes to Build a Highly Secure FinTech … chris cameron Tags:#Augmented Reality#Google#mobile#web Role of Mobile App Analytics In-App Engagement Related Posts Other features Nalawadi says are on the Goggles road map include enhanced recognition capabilities, an AR-style user interface, as well as using computer vision to determine location and audio visual search. Computing location based on visual data is a big step forward for augmented reality and a hot topic at this week’s conference. Relying on GPS and compass data is limited by the accuracy of the sensors in the phone, and Google hopes to add it’s visual capabilities to identifying a user’s location. Additionally, Nalawadi says as interfaces move away from keyboards, and even touch, the ability to search using voice commands will be inherently necessary for these types of applications.A Google Goggles application on the iPhone and complementary APIs are obvious evolutions of the technology and aren’t a surprise, really. It makes sense that Google wants to gather as much visual data from testers of the beta application and expanding to the iPhone and its millions of users is a logical way to grow its install base. The timing of the app’s move to the iPhone also aligns with the enhanced camera access that has been opened-up in iPhone OS 4.0 – a feature that makes image recognition faster and easier for developers. Goggles would be just the fourth Google-built iPhone app – the other three being Google Mobile, Google Earth and an app for the photo sharing service Panoramio, which Google acquired in 2007. The Rise and Rise of Mobile Payment Technologylast_img read more

Revisiting the Whole Earth Catalog

first_imgAn optimistic visionBrand’s unique catalog brought together the products and ideas of an eclectic mix of intellectuals, computer hackers, hippies, alternative designers, architects, builders, and environmentalists. All of them were innovators and iconoclasts, linked by a shared rejection of traditional ways of learning, doing business, building things, and organizing communities.Sections titled “Understanding Whole Systems,” “Land Use,” “Shelter,” “Industry,” “Craft,” “Community,” “Nomadics,” “Communications,” and “Learning” led readers toward a holistic view of environment. The Catalog linked wilderness and technology, country and city, culture and nature in a way that was unconventional at that time.The format was irresistible. The catalogs were huge, with pages overflowing with photos, drawings, mini-essays, reviews and psychedelic graphics. The result was a newsprint celebration of an emerging San Francisco Bay-area creative community of “Thing-Makers, Tool Freaks and Prototypers.” It captured a generation of readers by offering a tantalizing burst of creative optimism in a year marred by the assassinations of Martin Luther King Jr. and Robert Kennedy, riots at the Democratic National Convention, and the shocking Tet Offensive in South Vietnam.Commune bibleBrand had spent several years earlier in the 1960s traveling across the American West, visiting Indian reservations and communes. These trips directly inspired the Catalog, which he conceived of as a new information system — one that might subvert existing media and markets, and better connect dispersed creative communities in new ways.As he explained it, the Catalog was an “access service,” filled with examples of “what was worth getting and information on where to get it … a catalog, continuously updated, in part by the users.” It answered a direct call from commune dwellers who wanted to know, “Where to buy a windmill. Where to get good information on beekeeping. Where to lay hands on a computer.”Remaking societyFrom the first sentence of the first issue, “We are as gods and might as well get good at it,” Brand issued a bold call for a new kind of environmentalism. Decades before the term was coined, he argued that we were living in the Anthropocene, where human influences were altering conditions for life on Earth. In Brand’s view, the logical response was to make a plan.The Catalog featured traditional environmental topics, but urged readers to see nature everywhere – not just in remote places without people. Nothing made that point more clearly than the image of the Earth from space.Brand’s genius was understanding the links between windmills, bees, and computers. In his view, connections between high and low technology and between nature and culture united hippies in Taos with geeks building computers in the Bay Area. On his commune trips, he saw growing demand for a new type of hybrid knowledge absent from the mainstream media of the day. The Whole Earth Catalog became a bible for tens of thousands of Americans living in communes in the 1960s and 70s.Appropriate technologyBrand’s optimistic vision of reconciling American technological know-how with environmentalism also appealed to broader audiences. With its call for readers to recognize their status as “gods,” and its celebration of good tools and green technologies, the Whole Earth Catalog helped popularize the “appropriate technology” movement, which advocated for small-scale, decentralized, and environmentally benign options. Brand introduced readers to key thinkers like economist E.F. Schumacher, whose 1973 classic Small Is Beautiful offered an influential argument for appropriate technology and “economics as if people mattered.”The Catalog provided a forum for environmentalists like Schumacher who celebrated human ingenuity at a time when the mainstream movement focused on wilderness, wildlife, and the non-human. And by showcasing green technologies like windmills, ecological design, solar power, and alternative energy, it offered a widely accessible “everyday environmentalism” that was open to urbanites and others unable to visit remote wilderness areas.Appropriate technology worked in tandem with the emerging environmental justice movement. These ideals spread globally, taking root most deeply in the developing world.Over the next several decades Brand was omnipresent at many of the most critical moments in the rise of personal computers and the internet. He witnessed the first use of a mouse, mingled with the first hackers, and co-founded the WELL, one of the first online communities and proto-social networks.The Whole Earth Catalog featured information on all of these cyber-trends long before most people saw them coming. Steve Jobs claimed that the Catalog was the paperback prototype for Google. This cyber-pioneering helped spread the environmental message.A more human-centered movementFifty years after its publication, the Whole Earth Catalog remains insightful and urgent, even though it has been out of print since 1998. The American environmental movement now embraces appropriate technologies and the human-centered everyday environmentalism that the Catalog first presented to millions.Though environmentalism remains a deeply polarizing issue, the constituency for environmental change is much broader and more diverse than it was in 1968. A new generation of advocates assume people and their tools are part of nature, and believe that thoughtful personal choices can be part of saving the planet. This evolution happened in part because a groovy counterculture publication offered a new way to understand the whole Earth.Andy Kirk is professor of history at the University of Nevada in Las Vegas. This post originally appeared at The Conversation. RELATED ARTICLESWhat Does ‘Sustainable’ Mean?Low-Road Buildings Are Homeowner-FriendlyNostalgia for the Hippie Building HeydayThe Jevons Paradox Energy Use Is the Most Important Aspect of Green Building In the fall of 1968 a Stanford-trained biologist, organizer of the legendary Trips Festival, and Merry Prankster named Stewart Brand published the first Whole Earth Catalog. Between 1968 and 1972, the Catalog reached millions of readers and won the National Book Award.The title and iconic cover image of this counterculture classic celebrated the first publicly released NASA photographs showing the whole planet Earth from space. These images profoundly changed the way humans thought about the environment. And the Catalog played an important role in that change.Today many know Brand and his Catalog as part of the information revolution and the cyberculture it spawned. As an environmental historian, however, I see the Whole Earth Catalog as relevant 50 years later for another reason.Starting with that amazing image of the planet in a sea of inky black space, Brand helped change the trajectory and constituency of the American environmental movement by bringing together a new community of environmental thinkers and advocates who invented what came to be known as “sustainability.”last_img read more

NCAA: Heavy Bombers blast Generals

first_imgBrace for potentially devastating typhoon approaching PH – NDRRMC Trump talks impeachment while meeting NCAA athletes PLAY LIST 01:07Trump talks impeachment while meeting NCAA athletes02:42NCAA Season 93 Preview: JRU Heavy Bombers02:45Drilon blasts Duterte’s infra program as ‘dismal failure’01:37Protesters burn down Iran consulate in Najaf01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games LATEST STORIES Don’t miss out on the latest news and information. Flags of SEA Games countries raised at Athletes Village Man sworn in as lawyer by judge who sentenced him to prison as a teen 20 years ago Standhardinger signs with Hong Kong in ABL Read Next “We really prepared hard for this game because we’re coming off a loss,” said Grospe, who fell a point short of matching his career-high, in Filipino.The Bombers, who bounced back from a 54-48 loss to the San Beda Red Lions on Aug. 4, never letup in the second half to extend their lead to as high as 35.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutoutJRU got a lift from first-year forward Abdul Sawat, who finished with 10 points and nine rebounds.“Coach and my teammates just gave me confidence,” said the 19-year-old Sawat, who hails from Davao, in Filipino. SEA Games in Calabarzon safe, secure – Solcom chiefcenter_img Catriona Gray spends Thanksgiving by preparing meals for people with illnesses View comments Photo by Tristan Tamayo/INQUIRER.netErvin Grospe spearheaded a big first half and Jose Rizal University dumped Emilio Aguinaldo College, 77-48, in the NCAA Season 93 men’s basketball tournament Tuesday at Filoil Flying V Centre in San Juan.Grospe scored 12 of his game-high 19 points in the first two quarters, where the Heavy Bombers outscored the Generals, 37-21, and never looked back.ADVERTISEMENT WATCH: Streetboys show off slick dance moves in Vhong Navarro’s wedding MOST READ LOOK: Venues for 2019 SEA Games UPLB exempted from SEA Games class suspension The Generals played without their injured Cameroonian import Hamadou Laminou, whom they severely missed.EAC had to bleed for points, shooting just 23 percent from the field and 36 percent from the free throw line.The 6-foot-8 Laminou suffered a season-ending ACL injury last week.JRU climbed to 3-3 while EAC, which turned the ball over 22 times and only had nine assists, slid to 3-4.ADVERTISEMENTlast_img read more

TouchWest Celebrates 25 Years

first_imgTouchWest are celebrating 25 great years of WA Touch with an Anniversary Ball on Saturday 10 May.The Esplanade Hotel in Fremantle with host guests such as WA’s first ever Life Member, Keith Harris-Walker, along with players, officials and volunteers from the past and present. For more information about the dinner and to purchase tickets please visit the www.touchwest.comlast_img

8 days agoDonnarumma? Romagnoli? AC Milan must sell in January

first_imgTagsTransfersAbout the authorCarlos VolcanoShare the loveHave your say Donnarumma? Romagnoli? AC Milan must sell in Januaryby Carlos Volcano8 days agoSend to a friendShare the loveAC Milan face the prospect of having to make a big sale in January.Gazzetta dello Sport says the Rossonero need to raise cash to balance their budget.The two players primed to leave are Suso or Gigio Donnarumma, though interest is for the moment thin on the ground.Instead, Lucas Paqueta – wanted by PSG – and skipper Alessio Romagnoli are more likely to be cashed in.Interestingly, new contract talks between Donnarumma and Milan have stalled this month. last_img read more

North Carolina Basketball: Photos: This Charlotte-Based Cake Designer Makes Amazing UNC Basketball Cakes

first_imggrooms Cake of North Carolina's basketball court.IG/forgoodnesscakescharlotteSkilled pastry chefs and cake designers can make some amazing things out of their desserts, and Charlotte-based For Goodness Cakes definitely knows its audience. The business’ Instagram account has posted a number of amazing-looking cakes, including a number that are North Carolina Tar Heel themed. The always popular #heelshouse cake. #atleastinmyhouse #goheels #groomscakes #charlottecakes Inside: delectable peanut butter cake with milk chocolate ganache filling.A photo posted by For Goodness Cakes (@forgoodnesscakescharlotte) on Jun 5, 2015 at 9:21pm PDT  Here strictly for work. #heelshouse #deandome #carolinacakes #lovethisplaceA photo posted by For Goodness Cakes (@forgoodnesscakescharlotte) on Jan 24, 2015 at 11:33am PST  Not a wedding cake, but could be. Photo credit: @dreaphotoartist #carolinacake #tarheelwedding #nycskyline #uncchapelhill #goheelsA photo posted by For Goodness Cakes (@forgoodnesscakescharlotte) on Jan 24, 2015 at 7:54pm PST Don’t worry Duke fans, they’ll make you, and fans of other schools, cakes as well. Like I’ve always said, I’m an equal opportunity provider. Design piped by hand and by eye with buttercream! #dookcakeA photo posted by For Goodness Cakes (@forgoodnesscakescharlotte) on May 8, 2015 at 2:08pm PDT  Collage cake for a very lucky birthday girl. Sadly had to crop off the beloved sea turtle topper, but this one deserved a 360! #bruciesbirthdaybash #milestonebirthdaycake #collagecake #handpaintedandcreatedA video posted by For Goodness Cakes (@forgoodnesscakescharlotte) on Apr 11, 2015 at 7:09pm PDT  Who knew owning a cake business would be Sports Teams 101? #whodey #footballcake #charlottegroomscakesA photo posted by For Goodness Cakes (@forgoodnesscakescharlotte) on Jun 20, 2014 at 1:48pm PDT  “Chef’s choice” cakes start at $75: you choose 2 colors, flavors and theme and I come up with design, no fondant, all buttercream. #ugacake #graduationcakeA photo posted by For Goodness Cakes (@forgoodnesscakescharlotte) on May 23, 2014 at 5:26pm PDT If we were Tar Heel fans, we know where we’d go for our Dean Dome confectionery recreations.last_img read more